GuardPartners

Product Information

Choose the Best Workers' Compensation Coverage for Arizona Businesses

GuardPartners brings value to Arizona companies who are searching for cost savings and increased flexibility from their workers' compensation solution.

We strive to make workers' compensation easy, fast, accessible, and affordable for Arizona businesses by providing product benefits unmatched by other workers' compensation offers. Plus, you can feel secure in knowing that you're gaining coverage through an insurance carrier with a rating of "Excellent" by A.M. Best insurance ratings.

Want to learn more about workers' compensation? Visit our Arizona Workers' Compensation FAQ or read our valuable articles about workers' compensation under GuardPartners Resources

What Makes Workers' Compensation from GuardPartners the Smart Choice?

Our workers' compensation product is the best of its kind for five key reasons:

• "Pay-as-you-go" model - When this option is selected, you pay your premium over the course of the year, not upfront. You also benefit from minimal-to-no down payment and no installment fees.
• Substantially discounted premiums, for those businesses that qualify
• Dividend opportunities for applicants in the automotive, restaurant, and food-service industries
• No deductible

What We Do

We partner with Arizona employers to develop solutions for controlling workers' compensation losses. Next Generation Insurance Group's resources give employers the ability to control costs to a minimum, while providing quality care and services for your valued employees. To see how, get a free workers' compensation quote today.

Control for Your Business

We help Arizona businesses of all sizes to create comprehensive workplace controls intended to reduce your costs.

More Value

Next Generation Insurance Group and GuardPartners are based in Phoenix, so we're experts in both workers' compensation and the needs of Arizona businesses. Our team will help you understand the complexities of the workers' compensation claims management process and how to ensure effective cost control and great service for your employees.

Payment Options

GUARD Insurance Group and NGI Group offer a variety of different payment options for our clients, focused on delivering more flexibility and ease:

• Direct Billing - Your workers' comp premium is billed in one or multiple installments and sent directly to you. A down payment is required (on the website).
  
• Direct Draft - Premium payments are debited electronically from the bank account of your choice. No checks. No stamps. No installment fees. A down payment is required.
• Payroll Billing - Your premium payments are debited on the same schedule as your payroll cycle and in cooperation with your payroll service company.* No down payments; no installment fees.
• Self-Reporting Plan - Your premium payments are debited monthly. You report payroll electronically and the premium is debited from your bank account. No installment fees. A small deposit is required.
  
  *Payroll service company must be participating partner with GUARD Insurance Group.

Dividend Groups

Dividend Groups involve pooling the premiums and claims history of policyholders in the same industry, providing participants with a better opportunity to earn a return on your workers' compensation premium. Returns up to 40% are available when the group has no losses. (Certain requirements apply.)

Automotive Group

Auto dealers (both new and used), filling stations, service centers, storage garages, tire dealers, auto paint and body shops, auto parts stores, and car wash facilities.

Restaurant Group

Fast-food establishments, family-style restaurants, ethnic or specialty eating operations, and white tablecloth restaurants.

Wholesale/Retail Food Group

Food, meat, and beverage manufacturing, canning, and packing; beverage brewing, bottling and distribution; select produce, poultry, and dairy operations; and wholesale / retail grocery, meat, and produce outlets.